Industries

Fintech

We build payment infrastructure, open-banking integrations, and AI-driven risk/fraud systems.

Overview

Fintech moves fast and fails publicly — security and compliance can't be afterthoughts. We build payment infrastructure, open-banking integrations, and AI-driven risk and fraud systems with audit trails baked in. Whether you're launching a wallet, a lending product, or a B2B payments rail, the foundation is engineered for regulators, not just users.

What we build

Payment Infrastructure

Gateways, wallets, P2P transfers, and recurring payments.

Open Banking

PSD2-style account aggregation, payment initiation, and third-party provider integrations.

KYC / AML

Identity verification, document analysis (OCR + ML), sanctions screening, and AML monitoring.

AI Risk & Fraud

Real-time fraud detection, credit scoring, and behavioral risk models with explainability.

Standards & compliance

  • KVKK / GDPR

Use cases

  1. 1Embedded payments platform for SMB SaaS
  2. 2Open-banking-powered personal finance app
  3. 3AI fraud-detection layer for an existing card issuer

Tech stack

JavaGoNode.jsPostgreSQLKafkaRedisElasticsearchVaultKeycloakPython (scikit-learn, XGBoost)

Let's talk about your project, we reply the same business day.

A 30-minute intro call: scope, timeline band and the right team.

Clutch 5.0 · team of 20 · Çekmeköy Municipality, NSC Soft, UKX

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